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Back  RFI # 2111: 835 BPR06-BPR11 for EFT/ERA

Formal vs. Informal Help Informal Formal

Submitter

G Sengir

Description

We understand BPR06-11 is required for ACH but are concerned about giving out the payer bank account number. Is there an option to mask the bank account number and maybe show the last four digits. Please advise.

Submitter Assigned Keywords

835 BPR06-BPR11

Response

The TR3 does not support the masking of data elements including the bank account numbers.

It should be noted that the Electronic Remittance Advice (ERA) 835 transaction contains sensitive information beyond just the payer bank account number; including Personal / Protected Health Information (PHI). As a consequence, ERA transactions must be secured in accordance with the HIPAA security and privacy rules; which should also protect the payer bank account number.
Submission 11/13/2015
Status Date 1/27/2016
Status F - Final
Primary References
Document 005010X221